/* Only new editorial elements; approved hero geometry remains unchanged. */
.insight-section { padding: 28px 0 32px; }
.insight-inner { max-width: 1100px; }
.answer-panel { border-left: 4px solid #0b5aa6; background: #f2f6fa; padding: 22px 26px; }
.insight-label { display: block; font-size: 12px; letter-spacing: .1em; color: #566c82; margin-bottom: 9px; font-weight: 700; }
.answer-panel h2, .decision-panel h2 { font-size: 22px; line-height: 1.55; color: #183b60; margin: 0 0 12px; letter-spacing: .025em; }
.answer-panel .page-answer { margin: 0; line-height: 1.9; color: #263f56; }
.page-toc { margin: 14px 0 25px; border-bottom: 1px solid #d5e0ea; }
.page-toc summary { cursor: pointer; font-size: 14px; color: #0b5aa6; font-weight: 600; padding: 12px 4px; min-height: 44px; }
.toc-count { font-size: 12px; font-weight: 400; color: #566c82; margin-left: 12px; }
.page-toc ul { display: flex; flex-wrap: wrap; gap: 0 24px; list-style: none; margin: 0; padding: 2px 4px 15px; }
.page-toc li { flex: 1 1 290px; min-width: 0; }
.page-toc a { display: block; color: #0b5aa6; font-size: 14px; line-height: 1.6; padding: 10px 0; text-decoration: underline; text-underline-offset: 4px; overflow-wrap: anywhere; scroll-margin-top: 110px; scroll-margin-bottom: 88px; }
.decision-list { list-style: none; padding: 0 !important; margin: 18px 0 0 !important; display: flex; gap: 24px; }
.decision-point { display: flex; flex: 1 1 0; min-width: 0; gap: 12px; align-items: flex-start; border-top: 2px solid #d5e0ea; padding-top: 18px; }
.decision-number { color: #0b5aa6; font: 500 24px/1.3 Roboto, sans-serif; }
.decision-point h3 { font-size: 16px; line-height: 1.6; margin: 0 0 9px; color: #183b60; }
.decision-point p { margin: 0; font-size: 14px; line-height: 1.85; }
.page-update { margin: 18px 0 0 !important; font-size: 12px; color: #657483; line-height: 1.8; }
.page-update a { color: #566c82; text-decoration: underline; text-underline-offset: 3px; }
.page-toc summary:focus-visible, .page-toc a:focus-visible, .page-update a:focus-visible { outline: 2px solid #0b5aa6; outline-offset: 4px; }
.page [id^="read-section-"], #page-answer-heading, #page-guide-heading, #page-guide { scroll-margin-top: 110px; }
.article-content .insight-section { padding: 0 0 26px; margin-bottom: 20px; border-bottom: 1px solid #d5e0ea; }
.article-content .insight-inner { width: 100%; padding: 0; }
.article-content .decision-list { display: block; }
.article-content .decision-point { margin-bottom: 16px; padding-top: 14px; }
@media (max-width: 760px) {
  .decision-list { display: block; }
  .decision-point { margin-top: 16px; padding-top: 14px; }
  .decision-number { font-size: 22px; }
  .answer-panel { padding: 18px 20px; }
  .answer-panel h2, .decision-panel h2 { font-size: 20px; }
  .insight-section { padding: 24px 0; }
}
@media (prefers-reduced-motion: reduce) {
  .page-toc a { scroll-behavior: auto; }
}

/* Compact routes to the existing services; no hero image or spacing changes. */
.service-picker { margin: 0 0 24px; }
.service-picker h2 { font-size: 20px; line-height: 1.6; color: #183b60; margin: 0 0 12px; }
.service-picker ul { display: flex; flex-wrap: wrap; gap: 10px; list-style: none; padding: 0 !important; margin: 0 !important; }
.service-picker li { flex: 1 1 180px; min-width: 0; }
.service-picker a { display: flex; justify-content: space-between; align-items: center; gap: 8px; min-height: 48px; padding: 12px 15px; border: 1px solid #b8c9d9; border-radius: 5px; color: #0b5aa6; font-size: 14px; font-weight: 700; line-height: 1.55; background: #fff; text-decoration: none; }
.service-picker a:hover { background: #f2f6fa; border-color: #0b5aa6; }
.early-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 12px; margin: 22px 0 0; }
.early-actions .btn-gold, .early-actions .early-phone { display: inline-flex; justify-content: center; align-items: center; min-height: 48px; padding: 12px 20px; font-size: 15px; line-height: 1.5; text-decoration: none; }
.early-actions .early-phone { border: 1px solid #b8c9d9; border-radius: 5px; color: #0b5aa6; background: #fff; font-weight: 700; }
.page-hero .early-note { font-size: 13px; line-height: 1.7; margin: 10px 0 0; color: #657483; }
.service-picker a:focus-visible, .early-actions a:focus-visible { outline: 2px solid #0b5aa6; outline-offset: 4px; }
@media (max-width: 760px) {
  .service-picker h2 { font-size: 19px; }
  .service-picker li { flex: 1 1 140px; }
  .early-actions { gap: 10px; }
  .early-actions .btn-gold, .early-actions .early-phone { flex: 1 1 140px; padding: 12px; }
}

/* The approved mail-draft flow is explained without exposing the recipient. */
.mail-steps { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 8px; list-style: none; margin: 0 0 18px; padding: 0; }
.mail-steps li { display: flex; align-items: center; gap: 7px; min-width: 0; padding: 9px 8px; border: 1px solid #c5d9ec; border-radius: 5px; background: #f2f6fa; color: #254563; font-size: 13px; font-weight: 700; line-height: 1.45; }
.mail-steps b { display: grid; place-items: center; flex: 0 0 20px; width: 20px; height: 20px; border-radius: 50%; background: #0b5aa6; color: #fff; font-family: Arial, sans-serif; font-size: 12px; }
@media (max-width: 520px) {
  .mail-steps { grid-template-columns: 1fr; gap: 6px; }
  .mail-steps li { padding: 8px 10px; }
}